Cub Cadet Extended Warranty

DEFINITIONS
A. “Obligor”, “Provider”, “We”, “Us” and “Our” mean the company obligated under this Agreement,
which is Extend Warranty Services Corporation, 2701 Sunset Ridge Dr #602, Rockwall, TX 75032,
(877) 248-7707 except in Florida, Oklahoma, and Washington where it is Extend Protection Corporation,
2701 Sunset Ridge Dr #602, Rockwall, TX 75032, (877) 248-7707.
B. “You” and “Your” mean the purchaser of the Covered Product(s) and any authorized transferee/
assignee of the purchaser.
C. “Servicing Dealer” means the entity selling the Covered Product or responsible for completing
Your authorized repairs.
D. “Administrator” means the entity that is responsible for claims and servicing, which is Extend, Inc.,
2701 Sunset Ridge Dr #602, Rockwall, TX 75032, (877) 248-7707.
E. “Covered Product” means the consumer equipment which is covered by this Agreement and as listed
on Your sales receipt.
F. “Customer Service” is Cub Cadet LLC, P.O. Box 368022 Cleveland, OH 44136-9722, (877) 428-2349
www.cubcadet.com, the entity responsible for assisting You with Your Covered Product and filing a claim
with the Administrator.
G. “Agreement” means the terms, conditions, limitations and exclusions of the Cub Cadet Extended
Warranty, including the sales receipt.
CUB CADET EXTENDED WARRANTY
(A) Term: For the Cub Cadet Extended Warranty, the term of Your Agreement is effective immediately
upon the expiration of the shortest portion of the manufacturer’s original written parts and labor warranty
and continues for 24 months thereafter.
(B) Coverage: Through the Administrator, We will pay labor and repair or replacement parts in the event
Your Covered Product fails to operate as a result of a mechanical or electrical failure caused by defects
in workmanship and/or materials not otherwise covered by the manufacturer. Parts will be replaced
with genuine Cub Cadet parts and may be new or remanufactured. If genuine Cub Cadet parts are
not available, aftermarket parts may be used. If the Covered Product cannot be repaired, if the cost
of the repair exceeds the original purchase price of the Covered Product, or if parts are not available,
at Our sole discretion, the Covered Product will be replaced with a product with equal or similar
features and functionality.
(C) Limit of Liability: The limit of liability under this Agreement is the least of the cost of (1) the
purchase price of the Covered Product excluding tax and delivery costs; or (2) authorized repairs,
not to exceed the purchase price of the Covered Product; or (3) replacement of the Covered
Product with a product with equal or similar features and functionality. Upon replacement, there
is no longer any obligation for the replaced product under this Agreement. THE TOTAL LIABILITY
UNDER THIS AGREEMENT WILL NOT EXCEED THE AMOUNT YOU PAID FOR THE COVERED
PRODUCT UNDER ANY CIRCUMSTANCE.
(D) File a Claim: To obtain service on the Covered Product, contact the Cub Cadet Servicing Dealer
where you purchased Your Covered Product. If You are unable to reach Your Cub Cadet Servicing
Dealer, You may contact Customer Service. Please Note: You are responsible for the cost to transport
the Covered Product for service. We will not pay for any mechanical repairs or diagnostic work on any
failure not covered under this Agreement. You will be responsible for any charges related to failures not
covered by this Agreement, or repair work that is unrelated to the covered failure. Claims on unauthorized
repairs may be denied. If You should have any questions about the Cub Cadet Extended Warranty,
please contact the Administrator at (877) 248-7707.
Service Deliverables: There is no deductible required to obtain service for Your Covered Product.
WHAT IS NOT COVERED
A. PRODUCTS NOT ORIGINALLY COVERED BY A MANUFACTURER’S WARRANTY;
B. ITEMS THAT ARE STILL COVERED BY THE MANUFACTURER’S WARRANTY, REGARDLESS
OF WHETHER THE MANUFACTURER HONORS SUCH WARRANTY;
C. PERIODIC CHECKUPS AND/OR PREVENTATIVE MAINTENANCE AS DIRECTED BY THE
MANUFACTURER;
D. INHERENT PRODUCT DEFECTS THAT ARE THE RESPONSIBILITY OF THE MANUFACTURER
OR PARTS FAILURE DUE TO A MANUFACTURER’S RECALL;
E. ANY AND ALL PRE-EXISTING CONDITIONS THAT OCCUR PRIOR TO THE EFFECTIVE DATE
OF THIS AGREEMENT;
F. PARTS OR REPAIRS DUE TO NORMAL WEAR AND TEAR AND ITEMS NORMALLY DESIGNED
TO BE PERIODICALLY REPLACED BY THE PURCHASER DURING THE COVERED PRODUCT’S
LIFE, INCLUDING BUT NOT LIMITED TO BATTERIES, BEARINGS, LIGHT BULBS, FILTERS, FLUIDS,
BLADES, BELTS, HOSES, SPARK PLUGS, SEATS, CV BOOTS, ETC.;
G. DAMAGE FROM ACCIDENT, ABUSE, MISUSE, MISHANDLING, UNAUTHORIZED MODIFICATIONS
OR ALTERATIONS TO A COVERED PRODUCT OR FAILURE TO FOLLOW THE MANUFACTURER’S
INSTRUCTIONS;
H. EXTERNAL CAUSES INCLUDING THIRD PARTY ACTIONS, FIRE, THEFT, INSECTS, ANIMALS,
EXPOSURE TO WEATHER CONDITIONS, LIGHTNING, POWER SURGE, WINDSTORM, SAND, DIRT,
HAIL, EARTHQUAKE, FLOOD, WATER, ACTS OF GOD OR CONSEQUENTIAL LOSS
OF ANY NATURE;
I. LOSS OR DAMAGE CAUSED BY WAR, INVASION OR ACT OF FOREIGN ENEMY, HOSTILITIES,
CIVIL WAR, PANDEMIC, REBELLION, RIOT, STRIKE, LABOR DISTURBANCE, LOCKOUT,
OR CIVIL COMMOTION;
J. INCIDENTAL, CONSEQUENTIAL OR SECONDARY DAMAGES OR DELAY IN RENDERING
SERVICE UNDER THIS AGREEMENT, OR LOSS OF USE DURING THE PERIOD THAT THE
COVERED PRODUCT IS AT THE SERVICING DEALER FOR REPAIR SERVICE OR OTHERWISE
AWAITING PARTS;
K. ANY PRODUCT CURRENTLY OR PREVIOUSLY USED IN A COMMERCIAL SETTING
OR ON A RENTAL BASIS;
L. FAILURES THAT OCCUR OUTSIDE OF THE 50 STATES OF THE UNITED STATES OF AMERICA
AND THE DISTRICT OF COLUMBIA, INCLUDING FAILURES THAT OCCUR IN U.S. TERRITORIES
(E.G. GUAM, PUERTO RICO OR THE U.S. VIRGIN ISLANDS);
M. NONFUNCTIONAL OR AESTHETIC PARTS INCLUDING BUT NOT LIMITED TO PLASTIC PARTS,
KNOBS, ROLLERS, BASKETS, SCRATCHES, PEELING AND DENTS;
N. UNAUTHORIZED REPAIRS AND/OR PARTS;
O. COST OF INSTALLATION, SET-UP, DIAGNOSTIC CHARGES, REMOVAL OR REINSTALLATION
OF THE COVERED PRODUCT, EXCEPT AS PROVIDED HEREIN;
P. ACCESSORIES USED IN CONJUNCTION WITH A COVERED PRODUCT;
Q. ANY LOSS OTHER THAN A COVERED FAILURE OF THE COVERED PRODUCT;
R. SERVICE WHERE NO PROBLEM CAN BE FOUND;
S. FAILURES WHICH ARE NOT REPORTED WITHIN THE TERM OF THIS AGREEMENT;
T. BATTERY LEAKAGE;
U. FAILURE AS A RESULT FROM RUST OR CORROSION ON ANY COVERED PRODUCT OR PART;
V. FEES OR CHARGES RELATED TO DISPOSAL OF ENVIRONMENTALLY UNSAFE MATERIALS,
INCLUDING BUT NOT LIMITED TO, REFRIGERANT RECOVERY AND / OR REPLACEMENT,
DISPOSAL OF CONTAMINATED REFRIGERANTS AND / OR OILS, AND RELATED MATERIALS
AND ENVIRONMENTAL FEES;
W. DAMAGE TO MOWING DECKS CAUSED BY SAND ABRASION OR VIBRATION RELATED
TO AN UNBALANCED BLADE; AND
X. MODIFICATIONS TO MEET CHANGES IN FEDERAL, STATE, OR LOCAL CODES
AND REGULATIONS.
CONDITIONS
A. Maintenance Requirements: You must maintain the Covered Product in accordance with the service
requirements set forth by the manufacturer. Please see your Owner’s Manual for more specific guidance.
B. Renewal: This Agreement is not renewable.
C. Transferability: This Agreement is transferable by the original purchaser for the balance of the
Cub Cadet Extended Warranty period. There is no charge to transfer this Agreement. The Cub Cadet
Extended Warranty for the Covered Product may be transferred by mailing information to the
Administrator, including the Agreement number, the date of new ownership, and the new owner’s
name, complete address, and telephone number.
D. Territorial Limitation: The Agreement territory is limited to the United States of America, including
the District of Columbia, only. It does not include any Canadian or U.S. Territories including Guam,
Puerto Rico, or U.S. Virgin Islands.
E. Subrogation: If We pay for a loss, We may require You to assign Us Your rights of recovery against
others. We will not pay for a loss if You impair these rights to recover. Your rights to recover from others
may not be waived. We shall recover only the excess after You are fully compensated for Your loss.
F. Arbitration: This Agreement requires binding arbitration if there is an unresolved dispute between You
and Us concerning this Agreement (including the cost of, lack of or actual repair or replacement arising
from a failure). Under this Arbitration provision, You give up your right to resolve any dispute arising
from this Agreement by a judge and/or a jury. You also agree not to participate as a class representative
or class member in any class action litigation, any class arbitration or any consolidation of individual
arbitrations. In arbitration, a group of three arbitrators (each of whom is an independent, neutral third
party) will give a decision after hearing Your and Our positions. The decision of a majority of the arbitrators
will determine the outcome of the arbitration and the decision of the arbitrators shall be final and binding
and cannot be reviewed or changed by, or appealed to, a court of law. To start arbitration, either You or We
must make a written demand to the other party for arbitration. This demand must be made within one (1)
year of the earlier of the date the failure occurred or the dispute arose. You and We will each separately
select an arbitrator. The two arbitrators will select a third arbitrator called an “umpire.” Each party will each
pay the expense of the arbitrator selected by that party. The expense of the umpire will be shared equally
by You and Us. Unless otherwise agreed to by You and Us, the arbitration will take place in the county and
state in which You live. The arbitration shall be governed by the Federal Arbitration Act (9 U.S.C.A. § 1 et.
seq.) and not by any state law concerning arbitration. The rules of the American Arbitration Association
(www.adr.org) will apply to any arbitration under this Agreement. The laws of the state of Delaware
Extend-MTD (08/22)
(without giving effect to its conflict of law principles) govern all matters arising out of or relating to this
Agreement and all transactions contemplated by this Agreement, including, without limitation, the validity,
interpretation, construction, performance and enforcement of this Agreement.
G. Cancellation: You may cancel this Agreement for any reason at any time by contacting the
Administrator at support@extend.com or (877) 248-7707. If this Agreement is cancelled within sixty (60)
days of the Agreement purchase date You will receive a full refund less any paid claims. If this Agreement
is cancelled after sixty (60) days from the Agreement purchase date, but prior to the Agreement effective
date, You will receive a full refund, less an administrative or cancellation fee of twenty-five dollars ($25)
or ten percent (10%) of the Agreement purchase price, whichever is less. If this Agreement is cancelled
after sixty (60) days from the Agreement purchase date and after the Agreement effective date, You will
receive a prorated refund, less an administrative fee of twenty-five dollars ($25) or ten percent (10%)
of the Agreement purchase price, whichever is less, and less any claims paid. We may not cancel
this Agreement except for fraud, material misrepresentation or non-payment by You. Notice of such
cancellation will be in writing and will be mailed to Your last known address at least thirty (30) days prior
to cancellation. Notice of cancellation shall contain the reason for cancellation and the effective date
of cancellation. If We cancel, the return premium is based upon one-hundred percent (100%) of the
unearned pro-rata premium, less any claims costs. If We cancel prior to the Agreement effective date, You
will receive a full refund.
H. Entire Agreement: This is not a contract of insurance; it is a service contract. This is the entire
Agreement between You and the Obligor, and no representation, promise or condition not contained
herein shall modify these items. Our obligations to perform under this Agreement are insured by a
policy of insurance issued by Continental Casualty Company, 151 N. Franklin St., Chicago, IL 60606,
(800) 262-2000. In Washington, this Agreement is guaranteed under a service contract reimbursement
policy issued by The Continental Insurance Company, 151 N. Franklin St., Chicago, IL 60606,
(800) 262-2000. In the event We cease to operate, become bankrupt or fail to pay or provide service
on a covered claim within sixty (60) days after proof of loss has been filed, You may make a direct claim
to the insurer by mailing Your claim along with a copy of Your Agreement and sales receipt to the
address listed above.
STATE DISCLOSURES / REQUIREMENTS
If this Agreement was purchased in one of the following states, the Agreement is amended
to comply with the following state requirements and disclosures.
Alabama, Arkansas, Colorado, Hawaii, Massachusetts, Maryland, Maine, Minnesota, Missouri,
New Jersey, Nevada, South Carolina, Wisconsin, & Wyoming: If You cancel this Agreement within
sixty (60) days of the Agreement purchase date, a 10% penalty per month will be added to a refund
that is not paid or credited within forty-five (45) days after return of the Agreement to Us.
Alabama: The ARBITRATION section is amended as follows: “Agreements purchased in the state of
Alabama shall be governed by the laws of Alabama. References to the state of Delaware are replaced
with Alabama”.
Arizona: Exclusion E of the WHAT IS NOT COVERED section is deleted. The arbitration provision
does not prohibit an Arizona resident from following the process to resolve complaints as outlined by
the Arizona Department of Insurance. To learn more about this process, You may contact the Arizona
Department of Insurance at 100 N. 15th Avenue, Suite 102, Phoenix, AZ 85007-2624, ATTN: Consumer
Affairs. We shall not provide coverage only for those specifically listed items and conditions in the
WHAT IS NOT COVERED section.
Cancellation – any applicable administrative fee shall not exceed the lesser of ten percent (10%) of the
purchase gross amount You paid for this Agreement, or $25.00, whichever is less.
Arkansas: Emergency Repairs: If in an emergency situation You are unable to reach the Administrator,
You may proceed with repairs. The Administrator will reimburse You or the Servicing Dealer in accordance
with the Agreement provisions.
California: You may cancel this Agreement for any reason, including, but not limited to, the Covered
Product covered under this Agreement being sold, lost, stolen or destroyed. If You cancel within sixty (60)
days of the date the Agreement is received, You will receive a full refund. If You cancel after sixty (60)
days from the date You receive this Agreement, but prior to the effective date, You will receive a full refund,
less an administrative fee of twenty-five dollars ($25) or ten percent (10%) of the Agreement purchase
price, whichever is less. If You cancel after the effective date of this Agreement, You will receive a prorated
refund, less an administrative fee of twenty-five dollars ($25) or ten percent (10%) of the Agreement
purchase price, whichever is less, and less any claims paid. If You cancel this Agreement within sixty (60)
days of the date the Agreement is received, a 10% penalty per month will be added to a refund that is not
paid or credited within thirty (30) days after return of the Agreement to Us.
In no event will claims incurred or paid be deducted from any refund.
Connecticut: In the event You are unable to resolve a dispute with the Obligor, You may contact the
State of Connecticut, Insurance Department, PO Box 816, Hartford, CT, 06142-0816, Attn: Consumer
Affairs. The written complaint must contain a description of the dispute, the purchase price of the Product,
the cost of repair of the Product and a copy of this Agreement. You may cancel this Agreement for any
reason, including, but not limited to, the Product covered under this Agreement being sold, lost, stolen
or destroyed. If Your Agreement expires during the time of an approved repair or replacement, this
Agreement is extended until the repair or replacement has been completed.
Florida: The rate charged for this Agreement is not subject to regulation by the Florida Office of Insurance
Regulation. Arbitration is non-binding the State of Florida. The Florida license number of the Obligor is
49935. Arbitration proceedings shall be conducted in the county in which the consumer resides.
Georgia: In the event of cancellation, the administrative fee shall be twenty-five dollars ($25) or ten
percent (10%) of the prorated refund amount, whichever is less. In no event will claims incurred or paid
be deducted from any refund. The arbitration provision is stricken in its entirety. This contract will be
interpreted and enforced according to the laws of the state of Georgia. Exclusion E of the WHAT IS
NOT COVERED section is deleted and replaced with the following: “ANY AND ALL PRE-EXISTING
CONDITIONS KNOWN TO YOU OR REASONABLY SHOULD BE KNOWN TO YOU THAT OCCUR
PRIOR TO THE EFFECTIVE DATE OF THIS AGREEMENT”.
Indiana: Your proof of payment to the issuing vendor for this Agreement shall be considered proof of
payment to the insurance company which guarantees Our obligation to You. This Agreement is not
insurance and is not subject to Indiana insurance law. Arbitration is not mandatory and is non-binding
in the State of Indiana. Arbitration proceedings shall be conducted in the county in which the
consumer resides.
Maine: Emergency Repairs: If in an emergency situation You are unable to reach the Administrator,
You may proceed with repairs. The Administrator will reimburse You or the Servicing Dealer in accordance
with the Agreement provisions.
Maryland: This Agreement is extended automatically when We fail to perform the services under the
Agreement. This Agreement does not terminate until the services are provided in accordance with the
terms of the Agreement.
Minnesota: In no event will claims incurred or paid be deducted from any refund.
Mississippi: The arbitration provision is stricken in its entirety.
Missouri: Emergency Repairs: If in an emergency situation You are unable to reach the Administrator,
You may proceed with repairs. The Administrator will reimburse You or the Servicing Dealer in accordance
with the Agreement provisions.
Nevada: CANCELLATION – If this Agreement is canceled, no Cancellation Fee shall apply. In no event
will claims paid or pending be deducted from any refund. If You cancel/return this Agreement to Us within
the full refund period, and no claims have been made, a ten percent (10%) penalty, based upon the
Agreement purchase price, for each 30-day period or portion thereof that the refund and any accrued
penalties remain unpaid shall be added to the refund if it is not paid or credited within forty-five (45) days
after the return of this Agreement to Us. If You are not satisfied with the manner in which the Provider
is handling Your claim under this Agreement, You may contact the Division of Insurance by calling
(888) 872-3234. EXCLUSION of the WHAT IS NOT COVERED section is amended as follows:
“THIS AGREEMENT WILL NOT COVER ANY UNAUTHORIZED OR NON-MANUFACTURERRECOMMENDED MODIFICATIONS TO THE COVERED PRODUCT, OR ANY DAMAGES ARISING
FROM SUCH UNAUTHORIZED OR NON-MANUFACTURER-RECOMMENDED MODIFICATIONS.
HOWEVER, IF THE COVERED PRODUCT IS MODIFIED OR REPAIRED IN AN UNAUTHORIZED OR
NON-MANUFACTURER-RECOMMENDED MANNER, WE WILL NOT AUTOMATICALLY SUSPEND
ALL COVERAGE. RATHER, THIS AGREEMENT WILL CONTINUE TO PROVIDE ANY APPLICABLE
COVERAGE THAT IS NOT RELATED TO THE UNAUTHORIZED OR NON-MANUFACTURERRECOMMENDED MODIFICATION OR ANY DAMAGES ARISING THEREFROM, UNLESS SUCH
COVERAGE IS OTHERWISE EXCLUDED BY THE TERMS OF THIS AGREEMENT”.
New Hampshire: In the event You do not receive satisfaction under this Agreement, You may contact the
New Hampshire Insurance Department at, 21 South Fruit Street, Suite 14, Concord, NH 03301,
(603) 271-2261. The arbitration provision is stricken in its entirety.
New Mexico: If You cancel this Agreement within sixty (60) days of the Agreement purchase date,
a 10% penalty for each thirty-day period or portion thereof that the refund and any accrued penalties
remain unpaid will be added to a refund that is not paid or credited within sixty (60) days after return
of the Agreement to Us.
New York: If You cancel this Agreement within sixty (60) days of the Agreement purchase date,
a 10% penalty per month will be added to a refund that is not paid or credited within thirty (30) days
after return of the Agreement to Us.
North Carolina: We may cancel this Agreement only for non-payment of the purchase price of the
Agreement or a direct violation of the Agreement by You.
Oklahoma: Coverage afforded under this Agreement is not guaranteed by the Oklahoma Insurance
Guaranty Association. While arbitration is mandatory, the outcome of any arbitration shall be non-binding
on the parties, and either party shall, following arbitration, have the right to reject the arbitration award
and bring suit in a district court of Oklahoma. Oklahoma license number: 514801679.
Oregon: The ARBITRATION section is deleted and replaced with the following: “If a settlement for a
claim dispute cannot be reached, the parties may elect arbitration by mutual agreement at the time of
the dispute after the claimant has exhausted all internal appeals and can be binding by consent of the
Agreement holder. Arbitration will take place under the laws of the State of Oregon and will be held in
the Agreement holder’s county of residence or any other county in this state agreed to by both parties”.
Emergency Repairs: If in an emergency situation You are unable to reach the Administrator, You may
proceed with repairs. The Administrator will reimburse You or the Servicing Dealer in accordance with the
Agreement provisions.
Extend-MTD (08/22)
South Carolina: If You have any questions regarding regulation of this Agreement, or a complaint
against the Obligor, You may contact the South Carolina Department of Insurance at Capitol Center,
1201 Main Street, Suite 1000, Columbia, South Carolina 29201, (800) 768-3467. Emergency Repairs: If
in an emergency situation You are unable to reach the Administrator, You may proceed with repairs. The
Administrator will reimburse You or the Servicing Dealer in accordance with the Agreement provisions.
Texas: The service contract Administrator is Extend, Inc. License # 292. If You have any questions
regarding the regulation of the Agreement Provider/Obligor or a complaint against the Provider/Obligor,
You may contact the Texas Department of Licensing & Regulation, 920 Colorado, P.O. Box 12157, Austin,
Texas 78711, (800) 803-9202. You may apply for reimbursement directly to the insurer if a refund or credit
is not paid before the 46th day after the date on which the Agreement is returned to the Provider. These
provisions apply only to the original purchaser of the Agreement. If this Agreement is cancelled within sixty
(60) days of the Agreement purchase date, You will receive a full refund less any claims paid under the
contract. If You cancel this Agreement, a 10% penalty per month will be added to a refund that is not paid
or credited within forty-five (45) days after return of the Agreement to Us.
Utah: This service Agreement or warranty is subject to limited regulation by the Utah Insurance
Department. To file a complaint, contact the Utah Insurance Department. Coverage afforded under this
contract is not guaranteed by the Property and Casualty Guaranty Association. The contract purchase
price is payable, in full, at the time of purchase. The arbitration provision is stricken in its entirety. In the
event We cease to operate, become bankrupt or fail to pay or provide service on any claim within sixty
(60) days after proof of loss has been filed, You may make a direct claim to the insurer by mailing Your
claim along with a copy of Your Agreement and sales receipt to the address listed above. Emergency
Repairs: If in an emergency situation You are unable to reach the Administrator, You may proceed with
repairs. The Administrator will reimburse You or the Servicing Dealer in accordance with the Agreement
provisions. Cancellation is amended as follows: We may only cancel this Agreement for non-payment,
material misrepresentation, substantial change in risk, or substantial breaches of contractual duties.
Cancellation is effective no sooner than 30 days after the delivery or first class mailing of a written notice
to You. Cancellation for nonpayment is effective no sooner than 10 days after delivery or first class mailing
of a written notice to You. Notice of cancellation shall state the reason and effective date of cancellation.
Vermont: The arbitration provision is stricken in its entirety.
Virginia: If any promise made in this Agreement has been denied or has not been honored within 60 days
after your request, you may contact the Virginia Department of Agriculture and Consumer Services, Office
of Charitable and Regulatory Programs at http://www.vdacs.virginia.gov/food-extended-service-contractproviders.shtml to file a complaint.
Washington: If You cancel this Agreement within sixty (60) days of the Agreement purchase date, a 10%
penalty per month will be added to a refund that is not paid or credited within thirty (30) days after return of
the Agreement to Us. The Commissioner is the Agreement Provider’s attorney to receive service of legal
process in any action, suit, or proceedings in any court. The State of Washington is the jurisdiction for any
civil action in connection with this Agreement. Arbitration proceedings will be held at a location in closest
proximity to the Agreement Holder’s permanent residence. You may file a claim directly with the Insurance
Company at any time. Emergency Repairs: If in an emergency situation You are unable to reach the
Administrator, You may proceed with repairs. The Administrator will reimburse You or the Servicing Dealer
in accordance with the Agreement provisions.
Wisconsin: THIS CONTRACT IS SUBJECT TO LIMITED REGULATION BY THE OFFICE OF THE
COMMISSIONER OF INSURANCE. If You cancel/return this Agreement within the full refund period and
no claims have been made, a ten percent (10%) penalty of the outstanding amount will be added to the
refund if it is not paid or credited within forty-five (45) days after the return of this Agreement to Us. If You
request cancellation due to a total loss of the Covered Product which is not covered by a replacement
under the terms of Your Agreement, Your refund will be one hundred percent (100%) of the unearned
pro-rata Agreement purchase price, less claim paid. The ARBITRATION section is deleted and replaced
with the following: “If a settlement for a claim dispute cannot be reached, the parties may elect arbitration
by mutual agreement at the time of the dispute after the claimant has exhausted all internal appeals and
can be binding by consent of the Agreement holder. Arbitration will take place under the laws of the State
of Wisconsin and will be held in the Agreement holder’s county of residence or any other county in this
state agreed to by both parties”.
Wyoming: The ARBITRATION section is deleted and replaced with the following: “At the time of any
dispute the parties may voluntarily agree to submit their matters of difference to arbitration in a separate
written agreement. Any arbitration proceedings shall be conducted within the state of Wyoming”.